The Tilikum Loan Team story starts with a variety of backgrounds coming together to provide the best service possible. JD, Derick and Toby all bring unique qualities to the mortgage industry. JD has worked for more than 15 years to help families with blemished credit achieve their goals. He knows how to build pathways to success and implement credit recovery plans that turn dreams into reality. Derick brings more than 11 years of direct mortgage experience, and, having gone through the market crash of 2008, specializes in closing loans and finding clever and creative ways to cross the finish line. Toby brings more than a decade of leadership skills that include marketing, management and loan origination experience. His passion for getting families in homes is unwavering, and Toby uses his leadership skills to build stronger communities through homeownership. The Tilikum Loan Team is here to help. Contact any one of them to begin your purchase or refinance experience.